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Direct Margin Lending

Margin lending is a great way for you to increase the size and diversity of your portfolio.

As with any investment strategy there are risks so make sure you read the product disclosure statement as your first step.

Now with Bell Direct you can gear your share portfolio by trading directly from your Direct Margin Lending account.

Bell Direct's new margin lending facility offers a flexible loan facility and consolidates your cash and your geared shares into one trading account. With this integrated solution, you can place orders, settle your trades and earn a decent daily interest rate on your cash.

Administered by Bell Potter Capital, Direct Margin Lending is fully automated. That means stock holdings immediately reflect executed trades. And your trades are administered using straight through processing, just like your regular Bell Direct share trading account.

How the Direct Margin Loan works

• > LVRs and margin loan rates are benchmarked to best in market.
• > Earn a competitive interest rate on your cash (when your account has a positive balance). Alternatively, when your margin loan is drawn down you'll pay the margin loan interest rate.
• > Set up free conditional orders for trades going through your Direct Margin Loan account.
• > Orders validated online as they are placed.
• > See real time data for your loan to valuation (LVR) ratio every time you view a stock or on the order pad along with:
• Approved security list (updated daily)
• Credit limit
• Loan balance
• Surplus (funds available for shares purchased or funds withdrawn)
• Portfolio holding balance – under Borrower facility – to include profit / loss by stock as well as cost price
• > Set email and SMS alerts to let you know if your loan is in the buffer (ie when the margin ratio is 100% or more)
• > Pre-pay your interest
• > Trade on the go from your margin loan account using the Bell Direct website or your smart phone (iPhone, Blackberry and Android)

Apply for an account today

For new clients, to apply for your margin lending account, all you have to do is set up a new trading account for your margin loan > Apply now

If you are already a Bell Direct client, please set up an additional account for margin lending here

As part of the application process you will need to complete a credit limit request form. You'll be asked about your income, expenses, assets and any debts you may currently have. You will also need provide proof of income (e.g. your last two payslips or most recent tax return)