Macquarie CMA Integration with Bell Direct

The Macquarie CMA is a dedicated transaction and savings account specifically designed for investors. When you open a Bell Direct account, you may also choose to open a new Macquarie CMA, that is established for you automatically.

Unlike standard bank accounts, the CMA acts as the central hub for your trading activity:

• Settlement: All trading purchases and sales are settled directly through this account.
• Banking Access: It offers standard banking features, allowing you to manage your cash easily.

You will be prompted to select a settlement method during the Bell Direct application. Choosing the integrated Macquarie CMA is a great option, as it streamlines your entire investment process, providing an easy user experience and integrated tax reporting. The process to establish your new CMA is automated as part of the Bell Direct sign-up application.

The integration between Bell Direct and Macquarie is designed for maximum convenience, eliminating the need for separate applications and manual linking.

Your new Macquarie CMA is created simultaneously with your Bell Direct trading account during the online application process. Once your account application is approved, the CMA is immediately linked and ready to receive funds, meaning you can fund your account and begin trading right away. There is no waiting period for external bank linking.

Because the CMA is opened during the Bell Direct application, you only need to complete the single Bell Direct form. This includes:

1. Standard identity verification (ID).
2. Tax File Number (TFN) details.
3. Confirmation of your preferred settlement method (the CMA).

Yes. During the application for a joint Bell Direct trading account, the system will automatically establish a corresponding joint Macquarie Cash Management Account for seamless settlement between both parties on the account.

Bell Direct does not charge fees for using the Macquarie CMA as your settlement option. Any specific banking fees or interest rates associated with the Macquarie CMA are clearly outlined in the Product Disclosure Statement (PDS) provided during the application.

Trades of any value settling via the Macquarie CMA are $19.95 or 0.12%, whichever is greater.

Interest rates, detailed account fees, and full terms and conditions for the Macquarie CMA are managed by Macquarie and are subject to change. All Macquarie CMA fees and rates can be viewed here: https://www.belldirect.com.au/smarter/fees/mot

Managing cash in the CMA is simple, offering you the flexibility to move money in and out of your trading activities efficiently.

Transfers into your new Macquarie CMA are typically treated as standard electronic transfers (e.g., via BPAY or direct deposit). Funds usually clear and are available for trading immediately, depending on your originating bank.

Yes. The Macquarie CMA functions as a regular bank account, allowing you to initiate withdrawals of surplus cash to any nominated external bank account whenever you choose, offering full liquidity of your non-invested funds.